Evaluate any real estate deal in seconds. Calculate exactly how much cash flow a property will generate, its cap rate, and your true cash-on-cash return.
Tip: Cap Rate evaluates the property itself, while cash-on-cash return shows how hard your down payment is working after financing.
ROI Analysis
Evaluate your real estate deal by clicking Calculate Yields.
Real estate investing requires cold, hard math. This calculator strips away the emotion of buying a house and treats it strictly as a cash-flowing business.
Enter the purchase price, down payment, loan rate, and loan tenure because financing directly affects debt service and cash flow.
Input expected monthly rent and vacancy assumptions so the model can estimate effective gross income rather than idealized full occupancy.
Add annual maintenance, taxes or insurance, and management fees to derive NOI before mortgage payments are applied.
Capitalization rate is your net operating income divided by property value. It measures the property's natural yield as if you bought it in cash.
Cash-on-cash return is your annual cash flow divided by your actual cash invested, usually the down payment. It is useful for comparing levered property deals against other investments.
By definition, NOI excludes debt service. That lets investors compare the operating performance of two properties regardless of how they are financed.
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